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Disability Benefits & Health Insurance Claims

When your insurance disability carrier has denied your claim, you need an experienced lawyer with a thorough knowledge of the law to help you obtain benefits. You may be entitled to disability benefits from your insurance carrier.

When an insurance carrier denies your claim, the reviewer is required by law to provide you with the following information:

  • The specific reason why your claim was denied
  • The specific provision in the policy which enabled the insurance to deny your claim
  • The information or documentation you need to provide to make the claim valid
  • A detailed account of how to get your claim reviewed once you have the information or documentation
  • Disclosure regarding your right to obtain the information the carrier used to review and deny your claim
  • Disclosure regarding your right to bring a lawsuit under the Employee Retirement Income Security Act of 1974 (ERISA) when you have exhausted your administrative remedies with the carrier

When you prove that the insurance carrier acted in bad faith and did not honor the terms of the coverage, you may be entitled to compensatory and punitive damages.

Contact us today to speak with an attorney and discuss your case.


Many insurance companies are only interested in one thing — their bottom line. The more they pay you, the less profit they make for their investors. Insurance companies train their claims adjusters to minimize dollar-for-dollar damages. That is why you need a lawyer — to level the odds against the insurance agents and obtain the best possible insurance settlement.

When you retain the services of this firm for your personal injury case, you do not have to pay any of the upfront costs of obtaining a second opinion from a medical professional or independent claims adjuster. We take care of those costs for you. Additionally, our legal fees are completely contingent on whether we win your case.

Contact us today to speak with an attorney and discuss your case.

Client Reviews

I hired Mark Calvin as my lawyer for a auto accident. They go above and beyond for you and work very hard for you. Several years ago, my wife used Mark Rosenberg who also did a wonderful job for her. If you are...


It was great working with Mr. Calvin. He is very trustworthy and personable. He explained everything in detail and made me feel like a part of the family. I would recommend them to anyone that wants to feel like they’re...


Mark Rosenberg is an amazing attorney and really friendly. Every time I need an attorney he is going to be number one on my list.Thank you for everything


Really great people, they went out of their way to help me out. I've used Mr Mark a few times and he's awesome. I would recommend them to anyone.


This law firm helped me so much through a wrongdoing that happened to me. Seeing as I was a minor, they still treated me with respect – all the way into my adulthood, as well. If I ever need an attorney again, I will go...


I work in the medical field, and I have seen many patients over time with representing attorneys. I’ve come across very few like Mr. Rosenberg, who takes the time to be fully involved in their client’s care the way he...


I had a difficult case. I really didn’t think they would help me, but they did. They kept me informed throughout the entire process. They truly care about their clients, and that is hard to find these days.


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